How Stakes Work

Last updated · July 24, 2026

Stake tiers

PVPChess uses fixed USD stake tiers: $5, $10, $15, $20, $25, $50, $75, and $100. You choose a tier before joining matchmaking or creating a challenge link.

The SOL amount is calculated from a live price when stakes lock at game start. Both players must stake the same tier.

Escrow

When a staked game begins, each player's stake is reserved from their in-app balance and held in escrow until the game settles. Funds are not released until the result is confirmed and review completes.

Winning & fees

The total pot is both players' stakes combined. PVPChess takes a 5% platform fee from the pot. The winner receives 95% of the pot to their in-app balance.

On a draw, the remaining 95% is split equally between both players after the fee is deducted.

Matchmaking & challenges

Find Match pairs you with a player near your ELO at the selected stake. Challenge links let you invite a friend to the same tier without waiting in queue.

You can only participate in one active staked game or post-game review at a time.

Losses & forfeits

If you lose by checkmate, resignation, or timeout, your stake goes to your opponent minus the platform fee. Abandoning or disconnecting from a staked game follows standard forfeit rules.